We’ve all had moments of inspiration in our financial journeys. Today will be THE DAY you get control of your finances and climb out of debt. And for a week, or maybe a month, you hold yourself accountable. No more meals out. No more late-night Amazon purchases. No more “just this once” excuses to spend a little extra than you had planned.
But eventually your willpower crumbles, and you give in to the temptation to spend. It’s okay – we’ve all been there.
If you are serious about revolutionizing your financial life, however, you will need to find a way to stay strong. Here are three ways you can keep your financial promise to yourself.
1 | Keep Your Debt Top of Mind
It’s easy to break the financial promise you’ve made if you can’t visualize your progress. Make a chart and put it in your kitchen, bedroom or other common area of your house. Each day, week, or month, mark your financial progress and see how far you’ve come since you started your financial journey.
2 | Set Automated Reminders
Are your money temptations based around your daily schedule? Set a reminder on your phone to reaffirm your commitment to your goals when temptation is most likely to strike. If you can’t resist your local coffee shop on Monday morning, set your reminder for 15 minutes before you leave the house. Want to stop scrolling Amazon while your child attends an evening piano lesson? Set your reminder for the same time as the lesson.
3 | Eliminate Rationalizations
It’s very easy after a month of hard work to reward yourself with a treat or a splurge. But aren’t unplanned expenses why you’re doing this in the first place? To help combat this, write down the reasons you are saving. Carry that list of reasons around with you every day. These can serve as your mantra or guide to review when you’re trying to justify an unplanned purchase.
Wondering what else you can do to take control of your financial life? Financial Game Changer, the latest book from author and financial advisor Lynn McCarty, offers simple, practical tips to help you shrink your financial worries, gain financial confidence, and build lifelong money habits to make you feel more secure with your finances.
You’re already on your way to financial freedom. The next step is to purchase Financial Game Changer, available at any of the following digital stores:
Buy it now at Walmart
Buy it now at Barnes & Noble
Buy it now on Amazon